Kredivo is one of the fastest-growing consumer finance products in Indonesia. Kredivo provides buyers with instant financing to buy their favourite eCommerce products on more than 300 merchants, with a simplicity of a 2-click checkout. Kredivo performs instant credit risk decisions on its users using more than 5000 features that span a user's digital footprint.
About the Role:
- Design, develop, and implement secured and productive loan policies and procedures.
- Ensure loan policies comply with applicable laws and internal company policies.
- Perform the QC process of secured/productive loan.
- Monitor secured/productive loan portfolios to identify potential risks and develop mitigation strategies.
- Prepare regular reports on secured/productive loan performance for management.
- Involve actively in the development of new secured and productive loan products/process
- Communicate with internal and external stakeholders to ensure a clear understanding of secured/productive loan process.
About You:
- Minimum Bachelor's Degree in any major
- Minimum 2 years of work experience in credit analyst for productive loan (MSME, corporate loan), credit risk policy in financial industry
- Good skill in operating Microsoft (word, excel, power point) and database SQL will be an advantage.
- Knowledge of the provisions of OJK and applicable laws and regulations related to financial business activities
- Deep understanding of credit principles and risk management.
- Strong analytical skills and attention to detail.