At Kredivo we are building the future of financial services that are fast, cheap and widely accessible, wrapped up in a beautiful UX. As we are growing bigger, we are looking for Underwriting Manager who will closely collaborate with Risk Analytics team.
About the Job:
Underwriting Policies:
● Working on solutions for credit underwriting basis different product constructs
● Closely work with Data Science team to analyze of the underwriting models prepared by them and validate the performance of the same on current portfolio
● Determining the right pricing basis segmentation
● Working on standardization of policies and processes.
Performance monitoring:
● Portfolio Analysis and recommending the changes to UW strategy
● Identifying technological solutions to improve existing processes and overall portfolio management functions
New Partner Integrations:
● Understanding the product being offered by the new partners and the segment being catered to
● Understanding the journey, identifying the set of information available with the and requisitioning the set of data to be provided at time of application
● Creation of policy basis the product, information available and prevailing models
● Formulation of UW strategy keeping the expected loss rates in consideration
● Monitor the implementation of policy, UAT and production test run of policy and clear the bottlenecks, if any
About you:
Qualifications:
Minimum Qualification required: Quant Graduate/Postgraduate in Finance/Statistics/Management
Work Experience
● Minimum 5 years with 3 – 4 years in risk management and analytics
● Should have a fair understanding of risk performance
● Should have a very good communication skill.
● Superior Stake holder management skills- Work closely and align with each of the internal functions which includes Business development, Portfolio, Fraud, Data science, Product, Operations, Collections and external stakeholders
● Hands-on experience to work on large structured and unstructured datasets using different data processing and statistical tools is must
● Experience in leading a team is a great plus
Main Skills:
Applicant should be Proficient in
● Data Analytics
● Model Validation
● Portfolio Management (Plus)
● Stake Holder Management
Technical Skills:
Demonstrated Experience in R/Python (preferred), SQL (MANDATORY), Advanced Excel etc.
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