About Kredivo

Kredivo is one of Southeast Asia’s fastest-growing fintech platforms, operating in Indonesia, Vietnam, Thailand, and the Philippines. We are the #1 Buy Now, Pay Later (BNPL) and digital credit provider in Indonesia, trusted by millions of users for seamless financial solutions.

But we are more than just BNPL—we also own Krom Bank Indonesia, making us one of the few fintech companies with a full digital banking license. This gives us a unique opportunity to build scalable, compliant, and innovative financial products.

🚀 Our engineering hub in Bangalore is at the centre of our next phase of growth. We’re building an engineering team to build the future of financial infrastructure—high-scale, mission-critical, and cutting-edge.

About the Platform Engineering Team

At Kredivo, we believe that great engineering is built on great foundations. Our Platform Engineering Team is responsible for building frameworks, tools, and platforms that enable engineers to ship faster, build reliably, and scale efficiently.

As a Principal Engineer you will own the core engineering foundation—building internal frameworks, improving developer experience, and driving organisation-wide best practices. You will:

  • Develop and maintain internal frameworks, SDKs, and reusable components to streamline development across teams.
  • Enhance developer experience (DevEx) by building self-service tooling, automation, and infrastructure improvements.
  • Maintain Kredivo’s Tech Radar, evaluating new technologies, running PoCs, and guiding adoption.
  • Standardize engineering best practices—API design, microservices, CI/CD, and performance tuning.
  • Partner with backend, mobile, data, and security teams to drive organization-wide technology initiatives.
  • Collaborate with DevOps to optimise CI/CD and cloud cost- efficiency while ensuring scalable infrastructure.

What You’ll Do

  • Architect, develop, and maintain internal frameworks, SDKs, and tools to enhance developer efficiency.
  • Implement Kredivo’s Tech Radar, researching and driving technology adoption across the org.
  • Build self-service platforms that improve developer workflows, CI/CD, and infrastructure automation.
  • Standardise best practices in API design, microservices, observability, and performance optimization.
  • Optimise cloud costs and improve deployment workflows by collaborating with DevOps for efficiency.
  • Enhance observability, ensuring that logging, tracing, and monitoring are seamless and scalable.
  • Work cross-functionally across backend, mobile, data, and security teams to scale engineering standards.
  • Mentor and guide engineers, ensuring organisation-wide adoption of platform tools and frameworks.

Who You Are

  • 8+ years of experience in backend development).
  • Strong expertise in building internal frameworks, SDKs, or developer tooling.